Merchant Insurance Solutions is a family owned business. We were founded by a mother and daughter team, Patricia Wedge-Ludwig and Staci Merchant to focus on ALL clients in 2009. We sought to build relationships with every single business or individual that entrusted us with their business or property. Nobody insured with Merchant Insurance Solutions is a “number.” We view everyone as a family member and take as much time to make sure you are protected using whatever insurance mechanisms are available as we would with anyone in our own family.

Come and join our family to see the value added where everyone truly knows your name and takes the time to make sure your investment is a sound one. We can show you how a premium is developed and show you how to get the best value for your investment. Please contact us to let us prove our services to you as we work all hours of the night to make sure you can sleep at night.

Staci obtained a degree in Risk Management & Insurance from The Ohio State University in 2004. In early 2005 she started working for Oswald Tripp & Co., Inc and quickly gained her insurance license. Thirsty for knowledge regarding insurance she quickly gained her Certified Insurance Counselor (CIC) designation and attended the Hartford Producer School and National Alliance Producer School. During this time, Staci focused on the numbers aspect of insurance and learned how to develop Experience Modification factors and understand how premium exposures are developed. However, Staci Merchant is a true entrepreneur and believes in small businesses. So she and her mother started Merchant Insurance Solutions to show small businesses how to protect their business or association while also managing their bottom line.

Staci Merchant was Miami Young Agents Committee President in 2011-2012 and was awarded MCIM “Rookie of the Year” in 2008.

Patty was born in Beckley WV and eventually grew up in Grove City, Ohio. In December of 1992 she married Michael Ludwig and moved to Fort Myers FL in January of 1993. Patty and Mike built a home in Bonita Springs, FL in 2002 where they currently reside. After many years in the insurance industry Patty and her daughter decided to start their own insurance agency Merchant Insurance Solutions in 2009 after the passing of her children’s father Steve Merchant and her son joined them in 2011, One day they are hoping to create a foundation in honor of him.

She is involved in CBIA in 1998 when she started bringing in members, today she has over 1400 members. Her involvement in CBIA includes Membership Chair for 10 years, Associates Council Chair, SMC Board, Secretary, Associate VP, Bylaws Committee, Presidential Appointee Twice and Executive Officer Search Committee. In 2003, she was selected for the President’s Award and in 2004; she was the Associate of the year.

Her involved with FHBA includes Membership Chair, Insurance Committee, PAC, Bylaws, Associates Council Chair, State Director, Area VI VP and some special assignments. She was awarded the Top Spike Award, Top Ten Spike Retention, Al Singer Diamond Spike Recruitment and Al Singer Big Spike Award. She has received several awards from NAHB that include, Distinguished Spike of Recruitment, Big Spike, NAHB Super Honor Spike and Statesman Spike. MCIM Insurance presented her the President Award in 2005 and Leukemia & Lymphoma Society named her Woman of the Year in 2007.